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When will the stock market crash? That is the $30T question!


stock market crash


Trivia Question: In January 1999, what animal was able to earn a 213% return on investment by years end?

Markets & Investing

Market Overview (8/4-8/11)



+ 0.60%



+ 0.60%



+ 1.11%



– 0.12%

Click here if these just look like random letters to you! 


VALUATIONS MATTER: Top 4 US equity market valuation indicators, updated weekly with commentary.

🆕 When Will The Stock Market Crash? While countless financial firms and individuals are attempting to predict what will happen to the stock market and sharing those predictions, we prefer to understand the risks and invest with the probabilities in mind.

DIVE DEEPER: Four reasons the stock market might crash and what you should do about all of this market crash talk ➡️


The 60/40 Portfolio Is Dead. Investing in the 2020s is going to be a lot more difficult than previous decades. To stay ahead of the curve, consider a highly diversified portfolio that allows you to account for various scenarios and protect/grow your wealth during this time.


DIVE DEEPER: Find out why the 60/40 portfolio is dead and how you can stay ahead of the curve ➡️



🆕 Quantitative Easing 2008 Vs. Now. Quantitative easing is an unconventional policy used to print new money in a crisis. However, there is a huge difference between quantitative easing in 2008 vs. 2020 that has potentially massive implications on investing in this decade.


Find out why quantitative easing in 2020 is likely to lead to inflation… Keep Reading ➡️


Grow Your Wealth By Understanding Inflation. One of the open secrets to growing your wealth is understanding inflation. Yet, most people don’t really understand it. We know that things were much cheaper a few decades ago, but we don’t always grasp how it erodes our purchasing power over time.


Learn a key foundational concept to build, grow, and keep your wealth… Keep Reading ➡️


Personal Finance


🆕 Pay Down Debt For Guaranteed ROI​. Since the pandemic, every day investors have been investing in the stock market more than ever before. Often times, these investors are gambling more than they are investing. However, there is an easier and safer way to generate immediate ROI: pay down debt. When you pay down or pay off debt… Keep Reading ➡️


Top 5 Rewards Credit Cards. Make your credit card work for you when you pay the balance in full every month. By thoughtfully picking credit cards, you can earn rewards redeemable for serious cash back, travel, or other rewards. Check out our top 5 rewards credit cards in September 2020.


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Every week, we point out a few of our favorite resources/articles/news that actually provide value. 


SPACs are all the rage the last few months. These blank check companies are seen as the IPO 2.0. Learn how to invest in SPACs. 



Global incomes have fallen $3.5 trillion since the pandemic started.



Investors are selling stocks enmasse. $26.87 billion was pulled out of markets in the week ending September 23rd.



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Answer: Tulip Mania


Fun Fact: Between 1634 and 1637, the price of tulip bulbs skyrocketed to over 100 times gold. Within the same year, the price of tulip bulbs dropped below 1634 levels.

tulip mania


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About the Founder

Hi, my name is Fehzan! I’m a serial entrepreneur that loves studying economics, investing, and the world around us. I started Return On Time after spending many years reading finance/economic news and actively investing in various asset classes. While I did learn a bit, I learned more that the real, valuable resources to invest really take a lot of time to find. After all these years, I decided to start Return On Time to deliver a balanced view backed with data and the right news.

We look forward to providing you with ROTI in 10 minutes a week.